The Law Office of Kyle Krejci The Law Office of Kyle Krejci

Bankruptcy

Macon Bankruptcy Lawyer

Serving Individuals & Couples with Bankruptcy Solutions in Macon, Warner Robins & throughout Central Georgia

Living with overwhelming debt is stressful not just financially but emotionally and physically as well. If you are unable to pay your monthly expenses, you may be facing sleepless nights, arguments with your spouse about what to do, and harassment by abusive debt collectors. You could eventually face increased interest, penalties, and fees on your credit cards or be sued for wage garnishment, repossession of your vehicle or other property, and warned of an oncoming foreclosure by your mortgage lender. 

All of this can be avoided or stopped with a bankruptcy filing. While you may feel bankruptcy is embarrassing or wrong or tags you as a financial loser, you would be incorrect. Bankruptcy has been established by the federal government as a legal, safe, and effective way to help honest debtors get a fresh start. It provides a legal solution to debt overload that millions of Americans have taken advantage of over the decades. The reasons behind seeking bankruptcy can range from job loss to medical bills caused by unexpected illnesses or injuries, divorce, natural disasters, and small business failure, as well as poor financial decisions. 

At The Law Office of Kyle Krejci, you can work with a Macon bankruptcy attorney who understands your concerns, your needs, and your discomfort, should you have it, in this matter. Once he reviews your financial scene, he can help you determine if bankruptcy is the right answer for you and, if so, what type of bankruptcy will best suit your needs. Kyle can answer your questions, show you how bankruptcy works, advise you of its pros and cons, and provide the reassurance and support you need. 

Ready to discuss your financial scene with an experienced bankruptcy lawyer in Macon? Contact The Law Office of Kyle Krejci via our online consultation request form or by calling (478) 401-8886. Initial consultations are free. 

Bankruptcy Basics

Bankruptcy is a legal process handled by federal courts using the rules and regulations established in the U.S. Bankruptcy Code. 

Two types of personal bankruptcy include:

  • Chapter 7 known as the liquidation bankruptcy
  • Chapter 13 known as the reorganization/repayment plan form of bankruptcy

In each case, the judge and court trustee will review your assets and liabilities to determine if your consumer debt should be discharged through either Chapter 7 or 13 or if your case should be dismissed because you have enough financial resources to meet your obligations. 

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    • Long-Term Relationship

      Much like a family doctor, I strive to become the go-to source for all of my current clients when they have legal needs in the future. I personally prefer to do business with people and companies that I know will be around for months and years to come.

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      All fees will be reasonable and disclosed to my clients upfront in a clear and understandable manner. I attempt to make legal services available to as many people as practicable by working with clients on payment plans, accepting credit cards, and charging flat fees (as opposed to hourly rates) whenever possible.

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      While no lawyer can ever guarantee a specific outcome in a given situation, I can assure my clients that they will receive a high-quality legal product delivered in a timely fashion.

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      I promise to return all communications promptly but in no event later than 24 hours after their transmission. My clients will be kept in the loop through regular case status updates from me and will receive copies of all paperwork related to their case.

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    Learn How You Can Get a Fresh Start

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    At The Law Office of Kyle Krejci, Kyle understands how economic stresses can lead to overwhelming debt. He is here to help you confront the matter and take control of your financial scene. Find out more about how he can help by discussing the specifics of your case with him in a complimentary consultation.